No. All of the bills still remain in your name. BillSage is only automating payment of those bills each month on your behalf. You will still handle any billing disputes, changes to service, etc. BillSage can provide documentation and copies of bills, payments, and related information regarding your bills. BillSage is not an authorized contact for your bills. Thus we cannot call, email, or otherwise directly contact any of your bill providers. You are still responsible for, and fully retain ownership of those accounts.